Centrelink scam checker for fake MyGov and payment texts.
Got a text message offering an unexpected Centrelink relief payment, or warning you that your Services Australia account is suspended? Stop. Centrelink does not send links in text messages asking for your login details.
Security Insight
Services Australia (Centrelink, Medicare, Child Support) impersonation is a major Australian scam category. Scammers use the promise of cash or the fear of suspended benefits to steal MyGov credentials.
Detecting fake Centrelink alerts
Attackers exploit people who rely on government support. Watch out for these extremely common Centrelink and Services Australia scam patterns.
The 'Pending Payment' SMS
Account suspension threats
Fake Medicare emails
Demanding ID documents for verification
What IsThisSpam checks before you trust a sender
Quick verdicts are useful, but the real value is understanding why something looks safe, uncertain, or risky.
Links in text messages
Services Australia stopped sending links in text messages completely. If a text claiming to be from Centrelink has a hyperlink, it is 100% a scam.
Non-.gov.au URLs
If the linked website does not end in my.gov.au or servicesaustralia.gov.au, it is a phishing site.
Promises of unexpected money
Scammers constantly invent fake 'cost of living bonuses' or 'tax subsidies' to trick you into logging into their fake portals.
Spoofed Sender IDs
Scam texts can appear in the same message thread as real Centrelink or MyGov messages.
Related guides
Use the checker for the fast answer, then read the deeper guidance for recurring scam patterns.
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MyGov Scam Checker
FAQ
These are the questions people usually ask right before they click, reply, or pay.
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Check the sender before you trust the message.
Start with a fast scan, then move to SuperScan when the message involves money, account access, or sensitive documents.