Why did a scam text appear in my real ANZ SMS thread?

Scammers use a technique called 'Sender ID Spoofing' to make their messages appear under the name 'ANZ', grouping them with your genuine texts.

What should I do if I clicked a fake ANZ link?

If you entered your login details, contact ANZ immediately at 13 33 50 (their official number) and lock your cards via the ANZ app.

How do I check my real transactions?

Open the official ANZ app on your phone or go directly to anz.com.au on your computer. Log in normally and review your transaction history.

ANZ Scam Checker

ANZ scam checker for fake account alerts and SMS phishing.

Got an alert that your ANZ account is temporarily restricted, or a new payee was added without your permission? Stop. Do not click the link or call the number in the text. Scan the message here first.

Security Insight

ANZ customers are regularly targeted by SMS phishing campaigns. Scammers mimic official ANZ alerts to induce panic and steal internet banking logins.

Instant risk analysis

Checks sender identity

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Detecting fake ANZ alerts

ANZ communicates differently from scammers. Watch out for these aggressive tactics designed to steal your internet banking details and OTPs.

Claims your internet banking is blocked

A message claiming your account access is restricted, providing a link to 'verify your identity' on a fake ANZ login page.

Alerts of a fake 'new payee' or transaction

Messages claiming a new payee was set up or a large payment initiated, prompting you to call a fake ANZ fraud team number.

Emails from non-official addresses

Real ANZ emails will only ever come from an @anz.com address. Examine the true sender carefully.

Requests your One-Time Password (OTP)

ANZ will never ask you to read out or forward a security code or OTP. If someone asks for it, they are a scammer.

What IsThisSpam checks before you trust a sender

Quick verdicts are useful, but the real value is understanding why something looks safe, uncertain, or risky.

Links leading to login screens

Never click a link in an SMS or email to securely log in to your bank account. Always use the official ANZ app.

Pressure-driven decision framing

Scam messages force immediate action to prevent you from taking time to think clearly.

Spoofed Sender IDs

Even if the SMS says it's from 'ANZ' and appears in your regular SMS thread, it can still be spoofed by criminals.

Fake fraud department calls

Scammers will call you pretending to be the ANZ fraud team, asking you to transfer money to a 'secure account'.

Related guides

Use the checker for the fast answer, then read the deeper guidance for recurring scam patterns.

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How to Tell if a Website is a Scam

Learn to spot fake login pages designed to steal your credentials.

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FAQ

These are the questions people usually ask right before they click, reply, or pay.

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